One of the best things for homeowners, renters and business owners against any type of natural disaster is a good insurance policy. Be aware that homeowner’s insurance does not cover flood damage-you need a separate flood insurance policy. Take a look at this map to find out if you reside in a Special Flood Hazard Area. Check and review your insurance policies with your agent and make sure you have the coverage that you need. If you are a renter, make sure you have renter's insurance. Flood insurance is available to homeowners, condo owners, renters and business owners. Typically, there’s a 30-day waiting period from date of purchase before your policy goes into effect.

For more North Carolina Insurance Information, call 800-546-5664 or 919-807-6750.

• For information about the National Flood Insurance Program, call 888-379-9531.
• For information regarding the mandatory purchase of flood insurance, contact the Planning Department at (910) 458-2978, or click here for more information.